I have the same problem. Applied for 3 times already and all rejected.

My salary last time was 1.5k got increment now already 2.2k.
Credit record clean (CCRIS,CTOS, kris, atos, u name it... )


Whereas Citibank, HSBC, DirectAccess, EON, UOB, MBF, Standard Chartered, Public Bank, RHB and CIMB all give me card.
The highest is 12k, the lowest is 8k.

Can you imagine how sombong Maybank is.

Since then I never deposit my paycheck through Maybank anymore, and register all my bills to Direct Debit (no more Maybank2u paybills anymore RM0.50 charge u know!).

I curse Maybank and all their sombong employees!!!

Well, the reason I have so many cards is because I need to play Transfer-The-Balance game.
Or else my debt's interest will snowballing like mount Kinabalu oledi!

And the reason I want Maybank kredit kad also because their Bal Transfer plan right now is very attractive!

U might be rite, tinkerbell. However, I still curse them for not giving me a chance at all! If they afraid, just give me 3k credit limit also enough.

@tinkerbell

What's done is done. Right now I'm doing exactly that to survive.
Hoping some day my adsense will burst, or my boss suddenly give me big bonus...