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 LYN Myvi Owner Thread V15, It's A Passion

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kenny_seow
post May 12 2009, 05:25 PM

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Hi there,

i bought my SE middle 2008 and now im going to renew my insurance.

i get the registration card from the bank and i found the registration card wrote there 1.3 EZI instead of myVI 1.3 SE.

base on the point above, the quotation from insurance also based on 1.3 EZI instead.

1st question, may i know sum insured will different from premium and se?
2nd question,mind to know for 2nd year the insurance coverage roughly how much for 1.3 SE 2008?

thanks..
kenny_seow
post May 13 2009, 11:42 AM

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QUOTE(gkl83 @ May 12 2009, 07:51 PM)
if u insured RM40k, definitely u have to pay more for the RM36k insurance...
u can request kurnia to insure RM40k if u they allowed to...
hence it depend on the people to justify your current car value...
normal lo... myvi only mah...  tongue.gif
SE (auto) = EZi, no doubt...

the insurance amount u paid = the total amount you covered for ur car... if upgrade from premium to SE, total we have to top up was RM3700... but insurance wont cover the RM3700... your SE will cover as premium's value...
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that totally is a trap..assume market value for my SE is 49k.i covered for 49k.Insurance company still accept the coverage but (touch wood) when come to claim. it will depends on the market value for the make again. the make is EZI instead of SE. so, they will take 47k instead of 49k. then, what is the point im paying extra money to cover more?what a such stupid rules..

kenny_seow
post May 15 2009, 10:43 AM

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QUOTE(JC999 @ May 14 2009, 01:05 AM)
That is half correct, when an accident happen and at the time your car value drops to 47k and u have covered 49k, the insurance pays 100% the coverage.

Vice versa, if you insured only 47k, and at the point of accident your car value did not drop but stay at 49 - or 48 k. The insurance company may consider

that you have under insured your car, hence they may only pay 80 - 90% of the coverage.
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Maybe different insurance company have different calculation.
Well, as i know my insurance when come to claim will take the market value instead of amount i covered.
May i know which insurance company u mentioned above are using sum assure at the 1st place when come to claim?

Actually what im understand. Insurance always give out 100% claims but 100% which is the market value.
But when come to us, our expectation are always insurance company only pay us 90% which we always calculate from our insurance amount we covered.

Hence, my case here. im myVI SE owner and actually JPJ not categorize this is a new make and it remain to EZI.
So, if this case. when come to claim for myvi SE and myvi EZI and the amount should be same.

Do you agree?
kenny_seow
post Jun 11 2009, 02:41 PM

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QUOTE(thyper @ Jun 11 2009, 02:15 PM)
I'm planning to do tinting on my new Myvi....
Anyone can share their tint brand and price?
Thanks! smile.gif
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Ray Tech - RM800
kenny_seow
post Jul 29 2009, 10:09 AM

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Hi sifus...

today i encounter some problem to my car..
i found that during rainy day in the morning and jam in the traffic, when i press the brake. it give some "tuk tuk tuk" sound..

i suspect my brake pad get wet and produce the sound.
will it possible?

for sunny day..i try brake as usual and it wont produce those sound..this is weird..

may i know anyone encounter the same problem?
kenny_seow
post Sep 10 2009, 09:31 AM

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QUOTE(reyes18 @ Sep 10 2009, 08:39 AM)
How was the performance for using RON95!!!! Any comment sweat.gif
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Today is the 1st round i pump for the RON95.
Previously i pump RON97, my car RPM clocked 600 RPM.
After i pump for RON95, RPM for my car ideally higher than previous which clocking 800RPM.
For city driving, Yes. It produce same power
For cruising in highway, No. My car take more time to clock 110.

Any master/sifu can advise on this?
kenny_seow
post Nov 16 2009, 12:03 PM

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I read from newspaper there have free upgrade alarm and security for old batch myvi.

when i try ask in balakong SC and they revert not receive any memo from SC HQ.

may i know how truth is it?

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