Aiyah bro..
now oni u want ar...
I sold my 2006 auto 1.3 fullspec (premium) for 32500.. tiptop cond and scratchless paintwork (although got stonechips )

most of the 2005/06 ones seem to have better finishings...i think.. which are also the ones using the fat sparkplug (NGK BKR6EY11) reputed to be better engine than the newer 07/08 ones? In my case (2006) model very reliable, never breakdown...even stock battery also still running perfectly

Only problem with the myvi is tat the freaking disc brake warping problem..
claim hundred of times also same problem
MY theory is that the ventilated disc is too thin (if it was solid old school disc it wud not warp).. to be ventilated - it warps under normal use.
So.. if u wanna solve it for good get a solid disc from other car with the same dimensions (size, thickness and PCD100) to replace the stock disc.. then i wud say ta-dah, prob solved for good.

Hummmm, i have to think very hard about this  . Try getting from your friends mah  .
Bro, if i were you I will definitely get Swift. More power and comfort. For reasonable maintenance, best to go for myvi. Think about it 

If that's the case, get Myvi. Maintain stock condition. Service on time (extra 1k or 2k also can).
U should have more money to spend at the end of the day. 
But don't hape for comfort ride from Myvi. It's impossible to get it.

Good luck