i dont even trust the insurance with the investment link... it's worthless... some of the agent is really misleading. few yrs ago, my father was being approached by a bank agent for the insruance product.. she promised him that he will get 5 times more back from what he paid 100/mth 30 yrs later

after that my father home and discussed it with brother. and both of them went again for the further discussion on the matters. his q really strict and go to the points. the agent ended up cant really argued with brother. the actual return is only 20% of what she promised of my father.

somemore she not really know what actually the insurance is. even my brother (analyst) know more detail than her. u see them as irresponsible agent just walk away with the commission without telling customers about the risk associated with the products sold.

come on lah. u should telling the fact of the product do come with the risk not only for the return... it's just my sense and experience wanted to share with u guys.

This post has been edited by wkf: May 3 2009, 12:22 AM