now is bad time, investment link sure not good lah, wait till good time, then you will say investment link better geh.

5 more years lah if you can wait, then good lor ...

its true investment link has more tips and tricks than traditional insurance but eventually when the industry settles, there will only be 2 kind of insurances left, Term and Link ...

not sure why someone brought me here from my blog

http://www.malpf.com/2009/05/personal-fina...n-1picture.html

but I have stated my view here, ILP has its good and bad and if you don't understand how it works, you may find yourself in deep shit like this TS example, and I have also proposed a solution, keep the fund in there and wait 3-5 years, the mom will get back better return.

If cann't live with this kind of arrangment, don't use insurance to save money. keep ur money in FD if you cann't substain any market influence.

like other said, whatever ur mom got may not even be an ILP but an endowment. if that is true, please PM me all your mom personal details, especially if she has a copy of the illustration. If someone was promised an endowment return and didn't get it, I consider that as a big offense.

... and may do my best to fight for justice for ur mom's case ...

This post has been edited by mtsen: May 9 2009, 12:59 AM