Believe it or not, I'm an agent for so many years and I swear to God that I never ever sold a policy that prioritise my commission first. Needless to say, not all agents r like what u all said.
And FYI, investment link policies r much more lower than any traditional policies. I would say there r a lot of unscrupulous agents out there and u just have to buy from someone whom u can trust and will be there when it comes to claims.
As for comparison, there's nothing much to compare as insurance r much or less the same in terms of prices. The only thing that u need to compare is 1. Benefits of medical card (credit limits, hidden t&c, kidney/cancer cap) and most importantly 2. Insurance agent. To some, an agent might be earning a lot. 6 years of commission but whole life of after sales service.