I got investment link insurance for 20 years.
I don't know:
- what investment it is investing in.
- what is the latest market price
- how much of the annual premium goes to insurance and how much goes to investment.
- how many percentage they deduct for management fees

Which insurance company will send me annual statement about the above?
How much paid for insurance, how much added to investment account, how much dividend is paid?

Maybe I should just buy a traditional plan (much cheaper maybe 80% cheaper??) and put that 80% into ASW or Sukuk which are GUARANTEED investment.