umm....this seem worrying to me le....
i brought 1 insurance recently...think is life insurance...purpose same as the mortgage insurance...but this one got cash value...if compare to the mortgage insurance....
the agent said will at least get 5% interest....
if house loan finished..let say 20 years......at least can take back the $$ put in for about 20 years...mayb will loose some $$ only if compare to mortgage insurance....
dono how true is it....