altho i was not a victim of their scam, but i find these leeches despicable n disgusting. u guys shud hit them where it hurts -- their freedom n their pockets. i. mean. serious. business. coz so far they're still happily leeching ard since they can handle a penalty or a tribunal award just fine.
apart from d usual works -- ie. police reports, ttpn (which will only compel them to return part of the money -- u did after all pay 'voluntarily' for some lousy products). i suggest u seek legal help. now i know employing lawyers may be pricey n may go beyond wat u've lost to these leeches, but for those who are of low-income (ie. ALL STUDENTS will invariably qualify), pls go to the KL Bar Legal Aid Centre (its on the 9th floor of the building right opposite masjid jamek lrt station) n file a complaint. u will have lawyers on rotation to assist u on legal matters. just relay ur story carefully n truthfully to them, n they will advise u on ur next course of action. the maximum u'd hav to pay is a measly rm20 to open the file, n the lawyers will follow-up the case for u. u will not be required to pay any legal fees (its something like pro bono work). hopefully u'll hav a good enuf case n u'll hav ur day in court. even if these leeches don appear, they'll hav a violated court summons looming over their heads. this will hav more impact than non-appearance at a consumer's tribunal, or violation of a tribunal award XD
now d keywords for ur story are, eg: '
cheating', 'fraud', 'deceived', 'they
misrepresented to me tat blah blah, but i ended up blah blah' n d works

don focus on how YOU signed the agmt n handed them d money. focus on how u MISSED the turning point of paying 'govt/ insurance tax' into solely paying for their lousy 'products'. add in d fact tat u were cornered n outnumbered in a small dingy room in the middle of nowhr, thus
induced to make payment, n u'd probably hav a good case to start

if u were in fact intimidated n threatened by them ah-beng-gangsters in tat small room, lodge a police report n focus on TAT FACT, not the fact that u were cheated. (of coz add in d fact tat u were cheated as motive for intimidation, but tats not the point). this shud give the police enough reason to raid n arrest (if they're bothered in the first place. i donno.) n follow-up by going to the legal aid centre n ask them for legal advice on such issue. hopefully, they'd be able to drag them leeches to court to answer to tat, or hopefully u'll be able to claim watever amount for the loss/ shock suffered.
its really time to hit back at them leeches.
No. 9 Jalan Tun Perak