Special Rate housing Loan
First Year 3.80% for taking MRTA

All below was Free Legal document Package:

Public Home Plan

Normal Term Loan Package

Loan Amount :150k - 350k
Interest: BLR-2.0 Whole Tenure

Loan Amount :350k - 500k
Interest: BLR-2.1

Loan Amount :>500k
Interest: BLR-2.2


Full Flexi Package

Loan Amount :200k - 400k
Interest: BLR-2.0 Whole Tenure

Loan Amount :400k - 500k
Interest: BLR-2.1

Loan Amount >500k
Interest: BLR-2.2


Public Bank Commercial Plan

Loan Amount :200k - 300k
Interest: BLR-1.5 Whole Tenure

Loan Amount :300k - 400k
Interest: BLR-1.6 Whole Tenure

Loan Amount : > 400k
Interest: BLR-1.7 Whole Tenure


Feel Free take a look on our latest package. Thank

Best Regards
HK Law
0166199989
_________________
HK Law

any bank absorb the penalty fees by previous loan terminated early to refianance?

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Added on November 16, 2008, 12:26 amany bank absorb the penalty fees by previous loan terminated early to refianance?

This post has been edited by yewkhuay: Nov 16 2008, 12:26 AM

Eon bank package 3 absorbs penalty up to 3% of loan plus pay for all legal fees for new loan agreement. Rate is BLR-1.6% for first 8 years, then BLR-2.4% TA. Lock in is long though....8 years with penalty of 5%.

if i was mr X
i'd take bank A
any dumping, i'd dump into ASB or anything that provides me better rate than BLR - 2.3
but that's just me.
i have the luxury of ASB.

New AIA rate!!

------------------------Loan To Value----------- Loan To Value
----------------(more than 80% to 90%) -----(80% & Below)

Zero Moving ----------5.85% p.a. ---------------5.75% p.a.
Cost (ZMC)

Non Zero --------------5.70% p.a.--------------- 5.60% p.a.
Moving Cost (NZMC)

* Term & condition apply


Rizal Ismail
019-611 5974
AIA mortgage Planner
Rizalaia@gmail.com
http://financial-thought.blogspot.com/



edited by b00n because size is irritating

This post has been edited by b00n: Nov 24 2008, 01:04 PM

what's the minimum amount?
what is the maximum duration?
what is the rate with or without MRTA?

which one r u referring to? If it's my via my co. ie. NYLife :-

1) No min amount, if lower than RM100k client must cover his/her own legal fee
2) Max duration is 45yrs depending on age
3) Rate is BLR - 2.5% (4.0% based on BLR of 6.5%)

Additional info :-
1) We are an financial broker for most local/foreign banks. Easy 1 stop submission for your loans ie. 1 loan application will be submitted to 10+ (& growing) panel banks.
Within 3 days a pre-approved offer will be given. Saves you time + money ie. you do not need to travel and submit 10+ applications on your own.
2) Better rates via NYLife than personal application ie. if you apply for a RM500k loan, your rates is as per RM500k, however NyLife applies for RM50-100million loans per week, your rates will be better going through us with higher negotiation power.
3) Loan application services are f.o.c.

* Besides housing loans, we are a 1-stop solution for all your financial and property needs ie. buying/selling properties, loans, insurance, legal advise, estate planning & investment.

This post has been edited by DannyOP: Dec 11 2008, 02:13 AM

I've just signed my offer letter so just sharing here..


AMBANK

Properties value - 340k
BLR - 2.25% (approved rate, promo rate is -2.3%)
Whole tenure 30yrs
RM5/month maintenance
RM100 setup fees. RM10 Standing Order stamping.
Full flexi, anytime withdrawal/deposit
daily interest calculation

Anyone know about UOB BLR now?

6.5%
effective 1st dec - maybank, cimb, uob, eon, hong leong, alliance, public bank
effective 3rd dec - ocbc

6.55%
effective 1st dec - citibank

correct me if im wrong
http://biz.thestar.com.my/news/story.asp?f...42&sec=business

This post has been edited by giasens: Dec 5 2008, 10:05 AM

We'll see mostly BLR either to be at 6.5% or 6.55%.

Information:

Bank: hong leong
Mortgager's Contact: -
Mortgager's Location: -

Non-ZEC:
Type of loan packages:

Under Construction
1st year: 2.38%net
2nd year onwards: BLR 2.88%net
thereafter:-1.30%(with MDTA)
Maximum year of tenure: 30-65 whichever is earlier

ZEC:
Type of loan packages:

Under Construction
1st year: 2.88%net
2nd year onwards: 3.88%net
thereafter:-1.30(with MDTA)
Maximum year of tenure: 30-65 whichever is earlier

If you wan more information u can massage here and email me johnchew2002@hotmail.com...i will reply u as soon as possible...thank

thanks..

AFAIK, only alrajhi + PBB + CIMB give sub 100k loans, yes?

looking for loan refinance tht give ZMC , 160K, pm me ur rate, preferable no lock in period n fixed rate.

i got approved by UOB mortgage loan for 216k BLR - 1.8%...base on today BLR 6.50 - 1.80=4.70% i paying..is consider good rate?

affin blr - 1.9 FMC
cimb blr - 2.x
i think you can get better.

loans are highly subjective to customer's credit profile also as well as a host of other factors ie. length of loan, loan amount etc, for good profile clients we got 6.5 - 2.5 = 4.0%. So far still unbeatable. Besides clients other bankers are also welcomed to join our panel to ensure you have the best rates for your clients. Kindly pm for more details.

This post has been edited by DannyOP: Dec 11 2008, 02:19 AM

6.5% - 2.5%..i' not that high profile yet...

What if i'm working for my own company and i want to get home loan up to 300k. Heard that now banks are very stringent, what would be the requirement?