Hi guys, i decided to create a new topic for bank mortgage to post their current/best packages now...
quite number of mortgagers around anywhere of lowyat forums and quite difficult to ask 1 by 1 ...
any bank mortgager are welcomed to post here and allowed us best to get the correct housing loan packages... or anyone have housing loan information are welcomed to post here as well...
List down any info if possible by following the standard below:



Note: Edit any info if possible, i will update my standard at my 1st post. Thanks


NOTE FROM THE MOD (b00n): Pls post the loan package information besides the norm of "PM me for details"/"call me for details" etc..
If the post is without the requested information as per thread starter and pure advertising; than it would be deleted!
Thread pinned. But if it's spammed, than it would be taken down!

This post has been edited by b00n: Nov 13 2008, 09:26 PM

Good thread.
i thinks there will be people giving u all the information you want.

im also want to find out now, for my futures.

This post has been edited by vin_ann: May 22 2008, 09:19 AM

There's already a place where you can compare the packages: http://www.fiscal-wise.com.my/FiscalWiseWe...anByWizard.aspx

Quite updated I think

erm...
difficult to sort out any recommended bank...

what this thread required to get the exact informations from mortgager, because housing loan may vary month by month... and the most of the bank's website was no up to date too...

This post has been edited by gkl83: May 22 2008, 04:41 PM

got offer from hsbc pbb and uob. all seem the same

BLR-2 ZMC flexi.

huh... can get BLR-2? I asked they told me the best offer is BLR-1.85 for CIMB, ZMC flexi

yup... i can get BLR-2 @ 2nd year onward from PBB, same for both NON-ZEC and ZEC
but only difference was the 1st year with/without 3.88%...

waa.. which branch? how did you get 3.88%?

sounds cool man.. completed or non completed property? landed or non landed?

This post has been edited by gkl83: May 22 2008, 07:45 PM

Alliance Bank offering

1st and 2nd year fixed rates 3.50% - 3.75%

PM me for more info

This post has been edited by hiro-san: May 22 2008, 09:17 PM

STANDARD CHARTERED BANK

Location : Mobile sales team, no certain location but i'm base in PJ, State.
Contact : 012-2781125 Tham Seow Mun (welcome to call me to enquire about the housing loan application or processing)

Non-ZEC:
Type of loan packages: Flexi Loan (MortgageOne)

Under Construction
BLR-2.00% throughout
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

Completed
BLR-2.00 thorughout
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

ZEC:
Type of loan packages: Flexi Loan (MortgageOne)
Under Construction
1st to 5th year: BLR-1.6%
Thereafter: BLR -2.00%
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

Completed
1st to 5th year: BLR-1.65%
Thereafter: BLR -2.00%
Maximum year of tenure: Max 30 yrs up to 65 years old, self-employed up to 70 years old

all the above rate is still can nagotiable depends on the loan amount.

P/S: for ZEC min loan is 100k. For NZEC min loan is 40k

Hiro-san and Errie,

Will your bank approve my home loan application if I buy a property (from the subsale market) that has been completed but has NOT yet receive CF. According to the seller, the developer will only get the temporary CF in 1-2 months.

mortgage officer welcome to offer me thru PM

1. apartment refinance 170K loan, waiting for strata tittle in 2months time. ZEC.

2. completed condo , 200K loan, ZEC.

Information:

Bank: United Overseas Bank ( U O B )
Mortgager's Contact: 6012- 517 1210 ( Wayne )
Mortgager's Location: EVERYWHERE......

Non-ZEC:
Type of loan packages: Intelligent Home Loan ( i H L )

1
Under Construction < 40%
1st year: 0%
2nd year onwards: BLR -1.60
Maximum year of tenure: 30 years or age of 65

2
Under Construction
1st - 3rd year: BLR -2.00
4rd year onwards: BLR -1.60
Maximum year of tenure: 30 years or age of 65



ZEC:
Type of loan packages: Intelligent Home Loan ( i H L )
Under Construction or Completed
Whole Tenure: BLR -1.75
Maximum year of tenure: 30 years or age of 65



MRTA:
MRTA can register 1 person name only although house owner have 2 person...
the loan amount 100% bear on 1 person that registered...

Others:
This all only Board Rate, and also T&C apply.. For more information can call for appointment..

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Added on May 23, 2008, 12:50 amInformation:

This post has been edited by waynejw: May 23 2008, 12:53 AM

We can base on completed property to process your loan, we r accept temporary CF.. if without CF then must be treat is as 'under construction' property even it has been completed.

Wayne,

UOB got special interest rate for UOB card holder, right?
I get BLR-2.0% whole tenure.

270k++ loan amount, under construction, 30 years, ZMC, Flexi... PM me the offer... thanks

Home Loan Amt Require = 240k++
Status = Completed,
Loan Tenure = 30 years
Feature = ZMC, Flexi

PM me the offer... Thanks

Hi, is that ur loan amount more than 300k...?
that not a special for card holder.... this is u r good payer and potential customer lol....
hihihiiiiiiii
thanks for support...

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Added on May 25, 2008, 11:24 pmactually we cant offer you the rate here because not us to set the rate for you.. even now i say can offer you -2.00 but mayb after proccess it might -1.85 or lesser lol.....
so normally just can let you know the board rate and how much installment to you lol...
thanks ya....

This post has been edited by waynejw: May 25 2008, 11:24 PM

bro, bought new house?