[wta] need offer for flexi homeloan
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 Jul 31 2007, 01:23 AM
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#1
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 Casual  Group: Junior Member Posts: 461 Ratings earned: 0+, 0- Ratings given: 0+, 0- Joined: Feb 2005 From: tmn bkt serdang   |
Just got the offer letter from Citibank Flexihome:
Property price: $145k Loan: $130k Zero Entry w/o MRTA Payments: 360 ($790/mth) Interest Rate: BLR - 0.8% whole tenure RM200 setup fee, no monthly charges (checking account is RM10/mth!) Lock in 5 years. Any flexi loan offer please PM me asap! Thanks |
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Jul 31 2007, 01:51 AM
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#2
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 Look at all my stars!! Group: Senior Member Posts: 3,545 Ratings earned: 0+, 0- Ratings given: 0+, 0- Joined: Jan 2005  |
More or less the same.
Since u got the offer already, just accept it. No point going through the whole application procedure (interview, submit documents etc) again. |
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Jul 31 2007, 08:30 AM
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#3
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 I don't even belong here.... Group: Senior Member Posts: 5,666 Ratings earned: 0+, 0- Ratings given: 0+, 0- Joined: Jul 2006 |
i think u got quite a good offer there.may be u might wanto look for package with lower interest rate in 1st 5yrs if u plan to refinance it every 5yrs.
UOB : 4.88% 1st 3yrs, there after BLR-1.50 OCBC : 5.68 yr1-5, TA BLR-1.55 Public : BLR-1.50 yr1-3, BLR-1.60 TA HLB : 2.99 yr1, BLR-1.0 yr2, BLR+0.15 TA. i just copy from personal money , the T&C for above packages could be for non-completed property n loan above 200K..... |
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Aug 1 2007, 04:06 PM
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#4
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Casual Group: Junior Member Posts: 461 Ratings earned: 0+, 0- Ratings given: 0+, 0- Joined: Feb 2005 From: tmn bkt serdang |
Alliance bank has better offer!
Their savelink flexi homeloan gives BLR - 1.5 whole tenure. Free checking account but RM10/mth charge. No setup fee. I'm sending in my application now.. |
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Sep 14 2007, 01:01 PM
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#5
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Getting Started Group: Junior Member Posts: 86 Ratings earned: 0+, 0- Ratings given: 0+, 0- Joined: Sep 2005 |
try to ask for the public bank...they may assist you...because they offer me a good package...
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