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> EM pay!, www.empay.com scam?

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wong119
post Mar 22 2007, 09:54 AM
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They still doing road show in other country, i think they still want to get more ppl to join ......
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hk_loo
post Mar 22 2007, 11:00 AM
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QUOTE(d12fren87 @ Mar 22 2007, 03:45 AM)
hey til now also no evidence to prove that it is not a scam.
we want evidence leh.
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how is the dividend return???

normally we will see the return then only will know is scam or not...
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fyire
post Mar 22 2007, 11:08 AM
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QUOTE(hk_loo @ Mar 22 2007, 11:00 AM)
how is the dividend return???

normally we will see the return then only will know is scam or not...
*



Not really. All HYIP scams gives actual returns at the early stages in order to use those as bait to attract even more investors, to grow the collection pool. Only when the collection target has been reached then the scammers will run.

Best way is to check on the validity of the site, of which this one looks rather suspicious seeing that:
- the em-pay.com domain is registered under an anonymous holding party
- no physical contact details are available at all on the em-pay.com website
- ipcshopping.com does not at all mention about the em-pay.com website
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wong119
post Mar 22 2007, 11:08 AM
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the 1st return is RM80+
2nd return is around RM300+

now is waiting for 3rd return ... hope can faster get my money back ...
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linkeong
post Mar 22 2007, 02:17 PM
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QUOTE(fyire @ Mar 22 2007, 11:08 AM)
Not really. All HYIP scams gives actual returns at the early stages in order to use those as bait to attract even more investors, to grow the collection pool. Only when the collection target has been reached then the scammers will run.

Best way is to check on the validity of the site, of which this one looks rather suspicious seeing that:
- the em-pay.com domain is registered under an anonymous holding party
- no physical contact details are available at all on the em-pay.com website
- ipcshopping.com does not at all mention about the em-pay.com website
*



For the last time, em-pay is not a HYIP. Why are you so stubborn to insist it is. And keep saying people are brainwashed. You on the other hand has been brainwashed to see all MLMs and HYIPs as scams. Em-pay.com has physical address details in their members area. I already pasted it above but you refuse to acknowledge it. You say they did not mention it is affiliated BUT you fail to see something, they also did not say it is NOT affiliated to the site. Read the announcement again, all NON-AFFILIATED sites were pointed out. It is obvious if .net is announced but .com of the same spelling is not announced. And to the TS, what you mean agreeing? If your mind is set to NOT join then don't join why you want people to agree with you? I am merely stating what I know of this program. Most people arguing here HAVE NOT see the business plan, they merely THINK they know everything.
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shocker
post Mar 22 2007, 04:53 PM
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QUOTE(linkeong @ Mar 21 2007, 02:14 PM)
I already stated earlier. Just contact IPC to verify the em-pay.com affiliation. I gave you a solution earlier you ignored it, thats your problem, not mine and yet you say I am avoiding that?
*



so did someone actually called the IPC office to verify this information rolleyes.gif ? Im in penang, therefore its a little bit hard to call or talk to these people nod.gif ....

if u go to the official IPC shopping website, u will see there is no relation to empay MLM at all doh.gif , there is no valid links and or a matter of a fact saying that IPC is related to the empay MLM scheme doh.gif ....empay for IPC shopping is an i-wallet system, its works like those debit cards or watsoever but has no connection watsoever to the empay MLM thingy.. laugh.gif

its just those uplines wanna scam ppl into joining this MLM by mentioning that IPC shopping got a backing from government and launched by some cabinet minister, therefore empay MLM got support from government as well...this is crap... vmad.gif

one might call up the IPC shopping office and ask them about empay, they will say yeah empay is affiliated with IPC shopping, but its the i-wallet system not the empay MLM... shakehead.gif

QUOTE(linkeong @ Mar 21 2007, 10:41 PM)
Whatever you want to say, just one thread on this forum won't destroy the program. I am just merely explaining but it seems some people are just too anxious to be famous for naming the next big scam if it ever happens. I know you are waiting to say "I told you so!"
*



I think there is people who realise this is a scam and there is people who dont know its a scam tongue.gif , the point here is seeing the programme is paying the ROI and dividens, people would rather dump their money there where there is some money actually coming back to them, instead if u compare to those lottery or jackpot or 4D which actually has very low possibility of ROI for that one person who has spent over few years time... brows.gif

the way I see it and some people (who believe this is scam) is all these empay MLM is actually gambling nod.gif ....u dump ur money there dont expect to get it all back, but if u do get it back then u are lucky and if u dont, u are just a sore loser.... whistling.gif

QUOTE(fyire @ Mar 22 2007, 09:29 AM)
Well, that's the exact question that I've been asking too, and nobody's been able to answer yet either, especially on the parts that its got in common with the usual scams.

Even the refunds and money making bits, its the same as the HYIP scams, as there will be payment and refunds going on when the scammers had not collected enough money to make their targets as yet. Its only when their targets has been achieved, then the scammers will pack and run.
*



I think so far no one been cheated by empay yet, atleast none that we have known yawn.gif , there is some other schemes that in past did cheated their downline rclxub.gif .....as long there is new people joining in from time to time, there might be low possibility of being cheated but still it could happen, only time will tell.... whistling.gif

empay might not be a trueful HYIP but it does work like a HYIP, its has a business model similar to HYIP but it works more like MLM than HYIP, which is upline/downline and recruiting more people as downline so upline can make some money...the more people join as downline, the more money upline makes... wink.gif

QUOTE(fyire @ Mar 22 2007, 11:08 AM)
Not really. All HYIP scams gives actual returns at the early stages in order to use those as bait to attract even more investors, to grow the collection pool. Only when the collection target has been reached then the scammers will run.

Best way is to check on the validity of the site, of which this one looks rather suspicious seeing that:
- the em-pay.com domain is registered under an anonymous holding party
- no physical contact details are available at all on the em-pay.com website
- ipcshopping.com does not at all mention about the em-pay.com website
*



as I agree with the moderators statement (bolded), the way I see this whole thing, as long got new people joining in as downline, the programme will continue on, if someday people stopped putting their money here, this programme will die rclxms.gif ...another way is that if the very top upline reached their goal or target for collection, they will run away...once they do that then downline all the way to the bottom are screwed.... rclxms.gif

this is surely guaran-damn-teed to happened someday, its just a question of who will be the victim and when will it be happening..... blink.gif

come on guys, open ur eyes and think in large view how is the business model of this MLM thing works shakehead.gif ...I can only share my knowledge and educate what this is all about, but in the end of the day its ur money and u choose how to spend it, dont come back one day to this forum saying no one told u this before when u asked for it last time......peace out notworthy.gif !

This post has been edited by shocker: Mar 22 2007, 05:06 PM
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fyire
post Mar 22 2007, 05:34 PM
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QUOTE(linkeong @ Mar 22 2007, 02:17 PM)
For the last time, em-pay is not a HYIP. Why are you so stubborn to insist it is. And keep saying people are brainwashed. You on the other hand has been brainwashed to see all MLMs and HYIPs as scams. Em-pay.com has physical address details in their members area. I already pasted it above but you refuse to acknowledge it. You say they did not mention it is affiliated BUT you fail to see something, they also did not say it is NOT affiliated to the site. Read the announcement again, all NON-AFFILIATED sites were pointed out. It is obvious if .net is announced but .com of the same spelling is not announced. And to the TS, what you mean agreeing? If your mind is set to NOT join then don't join why you want people to agree with you? I am merely stating what I know of this program. Most people arguing here HAVE NOT see the business plan, they merely THINK they know everything.
*



Just 'cause they did not state that something is not affliated to them means that it is? Amazing logic that you have, in your single minded attempt to claim that its valid. So... ipc-em-pay.com is also not mentioned as being NOT affliated to IPC, but does that mean that ipc-em-pay.com is affliated?

If you are to claim that they put the physical address within the member area, can u actually offer proof of this? I mean, anybody can just claim that there's infomation within the member area, blah blah.

Furthermore, you have missed out on the fact that anything to do with finance tends to be rather sensitive, and especially on the internet. Anybody dealing with money on a legit manner knows the importance of having their identity being validated in a very convenient way, because this effects reputation.

The fact that no physical address is visible on the main website (not to mention all the errors on the website) combined with the annonymous domain holding (which is NOT FREE) does make it very suspicious indeed.

Sure, you claim that you are just stating what you know, but stating what you know does not mean that it is enough to show that it is the full picture as it is obvious that there's huge gaps in your statements.
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linkeong
post Mar 22 2007, 10:03 PM
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FYI, I am not the only person who posted the address. Another EMpay member has confirmed there is an address in the members area. Argue as you want, but MLM is a legal business. EMpay is no different than amway or cosway or whatever MLM company. And lastly I got free anonymous service for my domains that I renew every year. If you didn't get it, that does not imply others do not.
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fyire
post Mar 22 2007, 10:15 PM
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QUOTE(linkeong @ Mar 22 2007, 10:03 PM)
FYI, I am not the only person who posted the address. Another EMpay member has confirmed there is an address in the members area. Argue as you want, but MLM is a legal business. EMpay is no different than amway or cosway or whatever MLM company. And lastly I got free anonymous service for my domains that I renew every year. If you didn't get it, that does not imply others do not.
*



Of which still does not answer the question of if em-pay.com is linked to IPC or not, no matter how you try to twist and turn all over the place. Of which because of that, it is still not determined if em-pay.com is valid MLM or just another HYIP scam.

So why is there no mention of em-pay.com on IPC's website hmmm?

So tell me, what are the services that you use to register your domains? Do tell so we can all see. Besides, take a look here:

http://domainsbyproxy.com/

That is the holding company for the em-pay.com domain. the domain itself is registered via godaddy.com. In other words, this IS NOT a free service, as whoever registered em-pay.com went to the extra length to get a 3rd party to register and hold their domain for them anonymously, and one has got to wonder, that if it is a legit thing, when why go to such lengths? After all, every single legit finance related website out there will go to all sorts of pains to ensure that their registration info can be properly validated, unlike the scammers who will make sure to hide who they r. So what you are trying to argue here in regards to their domain is also totally wrong.

basically, you've been throwing a lot of argument, with totally nothing substantial to back your own arguments at all. and you wonder why ppl still question you back tongue.gif

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shocker
post Mar 23 2007, 08:15 AM
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QUOTE(linkeong @ Mar 22 2007, 10:03 PM)
FYI, I am not the only person who posted the address. Another EMpay member has confirmed there is an address in the members area. Argue as you want, but MLM is a legal business. EMpay is no different than amway or cosway or whatever MLM company. And lastly I got free anonymous service for my domains that I renew every year. If you didn't get it, that does not imply others do not.
*



bro, dont take me for a person who would tembak at u OK laugh.gif laugh.gif , but could u atleast provide a link or a screenshot that shows or says empay MLM is registered with some government agency to show its a legal company like those cosway and amway MLMs.... brows.gif

as u can see from ur quote which I have bolded above, I agree single handedly with what u mentioned there, but so far I see only IPC shopping being a legal company but not empay MLM wink.gif .......

if u go to suruhanjaya syarikat malaysia website and search thru there, u will find IPC shopping is a valid registered company but empay is no where to be found there rclxub.gif ...below is the screenshot taken from the website.. whistling.gif

user posted image

also I managed to find a local news clip at youtube on IPC shopping, as I can only understand BM rolleyes.gif , do take note where there is nothing mentioned on empay by the newsreader sweat.gif .....makes u wonder rite...below is the clip... cool.gif cool.gif



edit: managed to get the youtube clip working in the forum thread... tongue.gif

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eXPeri3nc3
post Mar 23 2007, 02:25 PM
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That means there's still no solid proof that empay is a legal MLM... sweat.gif
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shocker
post Mar 23 2007, 04:38 PM
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QUOTE(eXPeri3nc3 @ Mar 23 2007, 02:25 PM)
That means there's still no solid proof that empay is a legal MLM... sweat.gif
*



so far, there is no valid links or proof that shows empay MLM is a legal company, atleast I have not seen one proof shown by anyone here smile.gif ...just word of the mouth... rolleyes.gif

I have known some people and I do have friends who knows this is a scam, yet they dump their pile of savings into it because they believe they can make quick money out of it wink.gif , as I would rather put this empay MLM bisness thing as a gambling, so did themselves who acknowledge it as gambling too... whistling.gif

remember this tho, not everyone will profit from gambling, there is winners but losers as well laugh.gif , and the thing with this scheme is that we are not sure when will it collapse, time will tell.... nod.gif
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post Mar 23 2007, 04:42 PM
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QUOTE(shocker @ Mar 23 2007, 04:38 PM)
so far, there is no valid links or proof that shows empay MLM is a legal company, atleast I have not seen one proof shown by anyone here smile.gif ...just word of the mouth... rolleyes.gif

I have known some people and I do have friends who knows this is a scam, yet they dump their pile of savings into it because they believe they can make quick money out of it wink.gif , as I would rather put this empay MLM bisness thing as a gambling, so did themselves who acknowledge it as gambling too... whistling.gif

remember this tho, not everyone will profit from gambling, there is winners but losers as well laugh.gif , and the thing with this scheme is that we are not sure when will it collapse, time will tell.... nod.gif
*


I will try to get the slides my friend 'promised' to give me regarding the info for Empay. I am not sure if I would get it, and if I can, I'll post it here, provided if there's any useful info in it. smile.gif
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edifgrto
post Mar 23 2007, 06:52 PM
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QUOTE(wong119 @ Mar 22 2007, 11:08 AM)
the 1st return is RM80+
2nd return is around RM300+

now is waiting for 3rd return ... hope can faster get my money back ...

woah... 7 pages liao... still no action taken... unsure.gif

Means that, this www.em-pay.com is really a valid website! thumbup.gif
So,... I wanna join www.em-pay.com... what should I do?! unsure.gif

Now me at this www.em-pay.com...
register then can already right? or do I need to pay anything first? unsure.gif

wong119,... can show me your payslip or anything?! Thanks in advanced. or if any em-pay members here got something to share about your investment?!


edited:
arr... wait...
how to subscribe one?! It showing me...

QUOTE
Thank you

Your response has been received.


rclxub.gif


....
http://www.em-pay.com/index.html
....

The page cannot be found
The page you are looking for might have been removed, had its name changed, or is temporarily unavailable.

Please try the following:

* Make sure that the Web site address displayed in the address bar of your browser is spelled and formatted correctly.
* If you reached this page by clicking a link, contact the Web site administrator to alert them that the link is incorrectly formatted.
* Click the Back button to try another link.

HTTP Error 404 - File or directory not found.
Internet Information Services (IIS)

Technical Information (for support personnel)

* Go to Microsoft Product Support Services and perform a title search for the words HTTP and 404.
* Open IIS Help, which is accessible in IIS Manager (inetmgr), and search for topics titled Web Site Setup, Common Administrative Tasks, and About Custom Error Messages.


*************
never mind...

can anyone show me how to register in www.em-pay.com ?!
Me very n00b in this new stuff... which link shall I click?! unsure.gif


Added on March 23, 2007, 7:05 pmWhat the heck is this referral ID?! vmad.gif

I must have referral ID then only can register?! rclxub.gif
Need to pay 1 lot also?! unsure.gif

Anyone can give me a referral ID?!
And also,.. borrow me 1 lot too!!! notworthy.gif
give me your credit card number if necessary... go PM if not convenient to post here. Since it surely make money... I won't run away... once it make money... I pay back you with higher rate!!!! thumbup.gif Very good deal to do business with me one... trust me. wink.gif

This post has been edited by edifgrto: Mar 23 2007, 07:10 PM
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linkeong
post Mar 23 2007, 07:09 PM
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If you really want to join please contact me personally. If you are just poking fun at it, forget it
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post Mar 23 2007, 07:12 PM
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QUOTE(linkeong @ Mar 23 2007, 07:09 PM)
If you really want to join please contact me personally. If you are just poking fun at it, forget it

can borrow me your referral Id?!
1 lot cost how much? 168?! you borrow me first... then me be your downline... then me go find another downline... I would pay my downline... what do you say? Me not joking here... serious with you! This plan good?! unsure.gif

You no need to worry if me not going to find my downline... as me also want to earn money! thumbup.gif So,... if you find one good downline, then it might be 1 to 10, 10 to 100, 100 to 1000.... continuously like that... nod.gif

edited:
huh?! Off line already?! I got another plan... this is just for your benefits. Next time, when you promoting em-pay that time. If your friend can invest in 3 lots. Then, you can teach him like this,... 1 lot for him. Then 2 lots for his downlines. And then, his 2 downlines would do the same,... like that baru easy to find downlines.... this plan sounds good to you?! unsure.gif


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post Mar 23 2007, 07:49 PM
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QUOTE(linkeong @ Mar 23 2007, 07:09 PM)
If you really want to join please contact me personally. If you are just poking fun at it, forget it
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Sez the one who's trying to recruit ppl and cannot even answer basic questions in regards to the authencity of em-pay.com. I really wonder how you react your potential recruits when they ask u the same questions, of which well, is the basic purpose of threads like this. To assist in educating ppl so that they will know what are the questions to ask, and what are the things to look out for in order to determine if an investment scheme is genuine, or if its just a HYIP scam.
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post Mar 23 2007, 08:28 PM
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SoNicSiZer Pm-ed me and said that he got a lot of slides, just that he doesn't know how to attach it to the forums...

We'll see once he post it up nod.gif
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post Mar 23 2007, 09:30 PM
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da slide not yet updated...

*1 lot Rm168
*Plan B Until LvL15

Attached File  em_pay_presentation_1_.ppt ( 1.29mb ) Number of downloads: 49


Added on March 23, 2007, 9:39 pm
QUOTE(edifgrto @ Mar 23 2007, 07:12 PM)
can borrow me your referral Id?!
1 lot cost how much? 168?! you borrow me first... then me be your downline... then me go find another downline... I would pay my downline... what do you say? Me not joking here... serious with you! This plan good?! unsure.gif

You no need to worry if me not going to find my downline... as me also want to earn money!  thumbup.gif So,... if you find one good downline, then it might be 1 to 10, 10 to 100, 100 to 1000.... continuously like that... nod.gif

edited:
huh?! Off line already?! I got another plan... this is just for your benefits. Next time, when you promoting em-pay that time. If your friend can invest in 3 lots. Then, you can teach him like this,... 1 lot for him. Then 2 lots for his downlines. And then, his 2 downlines would do the same,... like that baru easy to find downlines.... this plan sounds good to you?! unsure.gif
*




then only buy 1 lot la...
if u think u wan 2 tambah lot.... also can....
u dun wan to find downline also can....

its call Plan B
after a month u will start receiving $$ starting from Rm4 1st month then Rm8 2nd month multiple it by 2...
1 more info on dis add me in msn.... i will send u da Plan b *Jadual*


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post Mar 23 2007, 10:16 PM
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QUOTE(SoNicSiZer @ Mar 23 2007, 09:30 PM)
da slide not yet updated...

*1 lot Rm168
*Plan B Until LvL15

Attached File  em_pay_presentation_1_.ppt ( 1.29mb ) Number of downloads: 49


Added on March 23, 2007, 9:39 pm
then only buy 1 lot la...
if u think u wan 2 tambah lot.... also can....
u dun wan to find downline also can....

its call Plan B
after a month u will start receiving $$ starting from Rm4 1st month then Rm8 2nd month multiple it by 2...
1 more info on dis add me in msn.... i will send u da Plan b *Jadual*
*



hmm.. noticed something about the slides? Only mentions about IPC, but not a single mention about em-pay.com at all
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