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> PTPTN Thread, Face problem or queries? Head here (Loans & Scholarships)

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iamnew
post Mar 9 2006, 04:00 PM
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I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help biggrin.gif
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elhh82
post Mar 9 2006, 06:46 PM
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look through the PTPTN website.. there should be term and conditions there.

where and what are you studying now by the way?
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thefryingfox
post Mar 9 2006, 06:48 PM
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who ask u not to study hard hard
now when people study hard, u want to take those who deserve it and had higher grades?

cmon theres banks for the rich n famous
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stevanistelrooy
post Mar 9 2006, 07:06 PM
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QUOTE(iamnew @ Mar 9 2006, 04:00 PM)
I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help  biggrin.gif
*




this will answer your question

QUOTE
Syarat-syarat Pinjaman

Soalan :
Apakah syarat-syarat pinjaman pendidikan Perbadanan Tabung Pendidikan Tinggi Nasional?

Jawapan :

      PTPTN memberi pinjaman pendidikan kepada pelajar yang memenuhi syarat-syarat berikut:
      Warganegara Malaysia.
      Memiliki sekurang-kurangnya Sijil Pelajaran Malaysia atau yang setaraf dengannya yang diiktiraf oleh Kerajaan dengan sekurang-kurangnya tiga kredit.
      Mengikuti program pengajian sepenuh masa pada peringkat ijazah pertama dan diploma di mana-mana Institusi Pendidikan Tinggi yang ditubuhkan di bawah:

      (a) Akta Universiti dan Kolej Universiti 1971;

      (b) Akta Universiti Teknologi MARA 1976;

      © Akta Institusi Pendidikan Tinggi Swasta 1996; serta

      (d) Politeknik yang ditubuhkan di bawah dan disenggarakan oleh Menteri di bawah Akta Pendidikan 1996; dan

      (e) Mana-mana institusi pendidikan tinggi lain yang ditubuhkan atau disifatkan telah ditubuhkan di bawah Akta Pendidikan 1996 dan yang ditentukan oleh Menteri sebagai suatu institusi pendidikan tinggi bagi maksud Akta tersebut.


      Melepasi ukuran tahap pendapatan keluarga yang ditetapkan dari masa ke masa.
      Baki tempoh pinjaman semasa permohonan pinjaman dibuat adalah tidak kurang dari satu tahun
      Sekiranya pelajar telah pernah mendapat pinjaman PTPTN untuk pengajian yang terdahulu, tetapi gagal atau berhenti daraipada menamatkan pengajian, pelajar hanya boleh memohon pinjaman kali kedua setelah melangsaikan baki hutang terdahulu.
      Pemohon bersetuju menerima pinjaman sejumlah amaun yang diluluskan oleh PTPTN.
      Pemohon mestilah bersetuju menandatangani Surat setuju terima dan Perjanjian dengan PTPTN.
      Pemohon tidak mendapat sebarang pembiayaan kewangan dari mana-mana badan Kerajaan atau institusi swasta yang lain. Sekiranya pemohon ada menerima sebarang pembiayaan lain, amaunnya hendaklah kurang daripada jumlah pinjaman maksimum yang ditawarkan oleh PTPTN. Dengan ini pemohon bersetuju untuk menerima amaun yang merupakan perbezaan di antara amaun yang telah diterima dari lain-lain badan dengan had maksimum pinjaman PTPTN yang ditawarkan.


Pengesahan Pendapatan

Soalan :
Bapa saya bekerja sendiri dan tidak mempunyai borang J (cukai pendapatan). Apakah yang perlu digunakan sebagai surat pengesahan pendapatan?

Jawapan :
Gunakan Borang Pengesahan Pendapatan sebagaimana yang dibekalkan atau buatkan surat pemakluman pendapatan mengikut format sendiri dan dapatkan pengesahan daripada pegawai yang dibenarkan.

Soalan :
Siapakah yang boleh mengesahkan Borang Pengesahan Pendapatan?

Jawapan:
Pengesahan dokumen hanya boleh dibuat sama ada oleh Pengetua, Guru Besar Sekolah (Sekolah Kerajaan Sahaja), Penghulu, Penggawa, Tuai Rumah, Ketua Kaum atau Mukim Bertauliah, Pegawai Kerajaan Kumpulan Pengurusan dan Profesional (dahulunya Kumpulan A), Pengamal Undang-Undang, Pesuruhjaya Sumpah, Jaksa Pendamai atau Ahli Mesyuarat Kerajaan Negeri (Ahli EXCO).

Amaun Pinjaman

Soalan :
Berapakah amaun pinjaman pendidikan yang diberikan?

Jawapan :

      Amaun pinjaman pendidikan yang diberikan kepada setiap pelajar di IPTA yang mengikuti pengajian di peringkat ijazah pertama ialah di antara RM3,500 hingga RM7,000 setahun bagi pelajar aliran sains, dan daripada RM3,000 hingga RM6,500 setahun bagi pelajar aliran sastera. Manakala amaun bagi pelajar di peringkat diploma pula ialah di antara RM2,500 hingga RM5,000 setahun.
      Bagi pelajar di IPTS amaunnya ialah di antara RM8,500 hingga RM20,000 setahun bagi pelajar peringkat ijazah pertama aliran sains, dan daripada RM8,000 hingga RM16,000 setahun bagi pelajar aliran sastera. Bagi pelajar peringkat diploma, amaunnya ialah RM3,500 hingga RM5,000 setahun.


Soalan :
Sekiranya saya mendapat tempat di UNIMAS atau UMS, adakah saya akan mendapat duit tambahan untuk tiket kapalterbang?

Jawapan :
Tiada peruntukan tambahan yang diberikan.


Kontrak Pinjaman

Soalan :
Sekiranya saya mendapat pinjaman PTPTN, adakah saya akan terikat dengan sebarang kontrak untuk bekerja dengan Kerajaan?

Jawapan :
Pinjaman PTPTN tidak dikenakan apa-apa kontrak untuk berkhidmat dengan Kerajaan


Pembiayaan Belajar Universiti Di Luar Negara

Soalan :
Adakah PTPTN akan membiayai pelajar yang akan menuntut di universit luar negara?

Jawapan :
Tidak,adalah menjadi dasar PTPTN sehingga kini untuk hanya menawarkan pinjaman PTPTN bagi peringkat pengajian di IPT tempatan sahaja.




you can get all the information from

http://www.ptptn.gov.my

see the FAQ first ..
most of your question will be found over there

This post has been edited by stevanistelrooy: Mar 9 2006, 07:07 PM
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iamnew
post Mar 9 2006, 08:32 PM
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QUOTE(stevanistelrooy @ Mar 9 2006, 07:06 PM)
this will answer your question
you can get all the information from

http://www.ptptn.gov.my

see the FAQ first ..
most of your question will be found over there
*




ya..but i told my counsellor about what i read in PTPTN website also, she told me that is for diploma students...not for degree...i am so confused now
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`TauFun
post Mar 9 2006, 08:40 PM
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confirm is 5 credit needed..
plus ur english must be a PASS, else sure will be reject!
this happen to 1 of my fren also, must take july paper to get the loan!

p/s : my fren on degree course also, and it's what he got when he talked to the officer while they are in my uni~

This post has been edited by `TauFun: Mar 9 2006, 08:44 PM
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camron
post Mar 9 2006, 08:43 PM
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degree students can apply for the PTPTN..
emmm wat i advise is next time when u apply the PTPTN dont give your spm result to them...jz give your diploma cert to them..
they might be approved..this is wat my cousellor told me..
anyway i also want to apply degree and going to loan with PTPTN...
but still finding a good college/university
emm.. iamnew where are you studying rite now?
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kb2005
post Mar 9 2006, 08:45 PM
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QUOTE(iamnew @ Mar 9 2006, 04:00 PM)
I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help  biggrin.gif
*



Did you try JPA ?
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`TauFun
post Mar 9 2006, 08:47 PM
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as far as what i know.. PTPTN only loan to student with SPM...
and they only review ur spm result~
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stevanistelrooy
post Mar 9 2006, 08:49 PM
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QUOTE(iamnew @ Mar 9 2006, 08:32 PM)
ya..but i told my counsellor about what i read in PTPTN website also, she told me that is for diploma students...not for degree...i am so confused now
*


well, try to go PTPTN headquarters and try ask the people in charge there.
Or make a phone call.

QUOTE(`TauFun @ Mar 9 2006, 08:40 PM)
confirm is 5 credit needed..
plus ur english must be a PASS, else sure will be reject!
this happen to 1 of my fren also, must take july paper to get the loan!

p/s : my fren on degree course also, and it's what he got when he talked to the officer while they are in my uni~
*



As I know, BM is must at least a 7 or 6. Can't really remember. My fren have to take July paper because of that sweat.gif
QUOTE(kb2005 @ Mar 9 2006, 08:45 PM)
Did you try JPA ?
*


JPA i thought is for those people having good results?
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camron
post Mar 9 2006, 08:52 PM
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QUOTE(`TauFun @ Mar 9 2006, 08:47 PM)
as far as what i know.. PTPTN only loan to student with SPM...
and they only review ur spm result~
*




when u apply loan for the diploma they might be need your spm result..
emm i think when u wan to apply for degree i think they only view your diploma cert and make sure that your cert has LAN approval....
u have to check 1st lo...
www.lan.gov.my
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`TauFun
post Mar 9 2006, 08:59 PM
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QUOTE(camron @ Mar 9 2006, 08:52 PM)
when u apply loan for the diploma they might be need your spm result..
emm i think when u wan to apply for degree i think they only view your diploma cert and make sure that your cert has LAN approval....
u have to check 1st lo...
www.lan.gov.my
*



oh ya.. correct..
but then u still need fulfill the 5 credit on spm..
coz i got few coursemate that cant fulfil that and they got rejected even they are distinction student on diploma~
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David83
post Mar 9 2006, 09:21 PM
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QUOTE(kb2005 @ Mar 9 2006, 08:45 PM)
Did you try JPA ?
*


Hard to get that as they're eyeing for bright student and that's what differentiate between a scholarship and a educational loan. Scholarship has a stricter requirement in term of academic results and other leadership qualification.

This post has been edited by David83: Mar 9 2006, 09:22 PM
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camron
post Mar 9 2006, 09:30 PM
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QUOTE(`TauFun @ Mar 9 2006, 08:59 PM)
oh ya.. correct..
but then u still need fulfill the 5 credit on spm..
coz i got few coursemate that cant fulfil that and they got rejected even they are distinction student on diploma~
*




ask them dun submit the spm results when they apply the PTPTN and see..
ask their college write letter to PTPTN..will help them lot..
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cks2k2
post Mar 10 2006, 03:14 AM
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QUOTE(`TauFun @ Mar 9 2006, 08:47 PM)
as far as what i know.. PTPTN only loan to student with SPM...
and they only review ur spm result~
*



Wrong. I got my loan for a degree program in a private uni using my STPM results, which weren't that spectacular anyway.

Since your results barely qualify for PTPTN JPA/scholarships will not even bother with your application. Only options are bank (high interest w/ collateral) or borrow from rich relative.

This post has been edited by cks2k2: Mar 10 2006, 03:18 AM
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`TauFun
post Mar 10 2006, 11:22 AM
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QUOTE(cks2k2 @ Mar 10 2006, 03:14 AM)
Wrong. I got my loan for a degree program in a private uni using my STPM results, which weren't that spectacular anyway.

Since your results barely qualify for PTPTN JPA/scholarships will not even bother with your application. Only options are bank (high interest w/ collateral) or borrow from rich relative.
*




lolz.. not me...
where's the thread starter? everyone is helping him but he MIA...
sweat.gif sweat.gif
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erxier
post Mar 10 2006, 11:37 AM
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if we get scholarship for our course, we cant apply for ptptn loan anymore?
huh.gif
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iamnew
post Mar 10 2006, 11:44 AM
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i am here, reading all the guides from you guys..kinda sad thinking back why didnt i study hard during spm....now i am stuck....i ask from bank already, they say only personal loan available, which i must need a guarantor cause i am not working...gonna call ptptn office later to make sure smile.gif
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post Mar 10 2006, 12:04 PM
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QUOTE(iamnew @ Mar 9 2006, 04:00 PM)
I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help  biggrin.gif
*



ur college provide the PTPTN form to u to fill in or not?..........I think they shouldnt reject u..........i think u should go to the bahagian PTPTN in KL i think....
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post Mar 10 2006, 12:50 PM
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err i also 4get le....but i am under ptptn de....But u can look thru web site de ma
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