In the current economic conditions, saving money is the only risk free option for a better future. But Fix Deposit interest rates provided by the banks is so low that the value of your money in FD deteriorates every year. If you are planning to save some money for your future, for retirement, for future studies, or for your family's protection in uncertain times ahead, then this is the most risk free, guaranteed way to go.

This is NOT a mutual fund, this is NOT an investment plan, this is NOT MLM, this is NOT direct sales, this is NOT any scam. This is a legal long term savings with an average of 40% interest rate per year, bank rakyat recognized and protected. One of the terms and conditions is your money must at least be in the account for 18 years. If you do not want to save your money long term, do not contact me. Please note that if you are interested to take this plan, you must prepare for long term savings, however, the interest that the bank gives you can be withdrawn once every few years, and it is a large sum of money (depending on how much you are saving every year).

This is a risk free account and the interest rates and your cash is guaranteed, as I've said before, your money is protected under Bank Rakyat.

I am not giving out any kind of info in here to protect the rights of the agents working with me. Please do understand that these agents need the commission given by the bank to survive, and if I give any info here, their sales will be compromised.

I am currently stationed in Ipoh, but will visit other areas including KL and Penang if you are interested, but I do suggest you to gather some of your friends or family members if we made arrangements to meet in your area, so I would save the expenses of traveling.

Please do note that terms and conditions apply.

Please do contact me by PM (but I won't release any info until we meet in person) to arrange date and time, by phone sms or call. My hp no. is 012-6065012 Ken

Thank you very much.

Mind to know the nature of investment as this is very fishy. Even government bonds do not have such high return and even Tobacco industry does not have such high return. Just curious as even secure by Bank Rakyat, prospectus investor have the right to know the disclosure for the investment that they going to undertake to protect their interest. Just wondering.

Mind to know further detail on this investment ?? Is the capital being proctected and etc. And mind to know whos the owner of this company or investment trustee

This is NOT an investment of any kind of mutual funds or bonds, as i've stated in my first post. If u have the money but no where else to put it, this is the account for you, and I assure you it is totally legal. If u don't trust me (and of course being suspicious is normal in this case), we can arrange a meeting in a public place so that I can explain in detail to you, don't worry, you don't have to pay me anything yet (no processing fees, this is not a scam). But please make sure you are willing to put your money in the account for a long time without taking it out, this is why the interest rate is so high. You can withdraw your interest every few years and your own money will be returned to you when the contract ends.

And If you do not have any interest in this, or you don't have money at all, please don't contact me because it will be wasting everybody's time (including yours) and expenses (no offense).

PS: don't let your imagination run wild and don't think too complicated of this, this is just a plain and simple bank account long term fix deposit with very high interest rate, the only keyword here is LONG TERM.

This post has been edited by stormlcc: Jun 11 2009, 03:43 PM

izzit kind of insurance saving plan?
which cmpany?
just put in cannot take out?
just can take some interest?
how many year program for ur long term means? 10 yr, 20 yr, 50?

This post has been edited by x132755: Jun 12 2009, 04:38 PM

it is a savings plan

i will reveal which company when we meet face to face, don't want to put the company name here because of an agreement between me and my fellow colleagues.

Can take out all you've put in when the contract ends

must keep the money in the account for at least 18 years if you want to acquire 90% of the profit and benefits. You can actually terminate the agreement anytime when you feel you are unable to continue (e.g you lost your job or you need the money urgently). If you want to terminate/discontinue, we will print out a black and white stating every detail of your account and what amount you can actually get back from your savings. Please understand that this is a long term plan and if you stop it early, you WILL loose a lot of your savings, that is why I always recommend my customers not to take this if they don't plan to keep the money in the account for so many years.

you can take out the interest every few years, but i can assure you that you'll be fully satisfied with the amount of money that you get. you can also opt not to take it out and put it in the bank.

mind to know more...

are you in KL? if not, where's your location? pls PM me your phone no. so I can call u to make arrangements to meet.

Savings/insurance scheme. It's not a 40% interest rate, they give you 40% of what they take from you, and they call it interest LOL

This post has been edited by wodenus: Jun 17 2009, 05:24 AM

uh....what do u mean by that? are u referring to someone else's comment, if yes, pls quote them.

This post has been edited by stormlcc: Jun 17 2009, 08:57 AM

I just have a question, if ABC company can generate 40% interest PA for their customer, why not the ABC company save the money for themselves, or borrow money from bank to generate return for their company ?

Eg: Borrow from public (aka saving), ABC company have to pay 40% interest PA to their customer.

Eg: Borrow from bank, the interest wouldn't more than 10% PA.

Just want to make a point here that I have already made, this IS from a bank listed in malaysia, not just any ABC company. And this is what banks do to generate funds (a.k.a capital) for their investment, be it forex, stock exchange or properties. And I have said before that this is a LONG TERM PLAN that you cannot touch your funds in the account for a long time (you only can take out the interest). Banks uses this time frame to generate income. And you'll be surprise how much money they can make in short amount of time (especially in forex). If the market is stable (and it is for now, after the U.S election), they can cover all the interest they pay to their customers within one to three year (I'm talking about ALL THE INTEREST for 18-20 years, not just one year) and begin to make profits by the 2nd year, that is how fast they can make money. I'm not bluffing u, anyone who is working in the investment sector knows that this is a fact.

And again, I know you are curious and there obviously will be some doubt about this kind of thing (especially when I said 40% interest), no one will believe me at first, I can only say one thing about this, that it is GUARANTEED money return for the interest paid and all the savings when the contract ends (and when a bank DOES say 'guaranteed', they really mean it, or else they'll get a lawyer letter from every customer), that's it. And of course, this kind of high paying, high rewarding thingy won't last forever, the bank is now revising it's strategy towards a more "bank earns more customers don't get so high interest" kind of thing, so if you want to take this plan, now is the time, or else in a few month's time, there's no more 40% interest rate anymore. (of course, the bank will honor the agreement for customers just begun or who are still halfway through the long term savings, everything is in black and white)

This post has been edited by stormlcc: Jun 17 2009, 09:26 AM

Are you mean the 40% interest PA based on below calculation ?

Eg:
First year customer save RM10000, the interest is RM10000X40%=RM4000. Total amount inside account is RM10000+RM4000= RM14000.

Then, second year, customer save another RM10000. Total amount inside account is RM14000+RM10000=RM24000. The interest is RM24000X40% = RM9600. Then the total amount inside account is RM24000+RM9600= RM33600.

The same calculation is continue until 18 years to 20 years. Are you mean this ?

This post has been edited by YuNGSeNG: Jun 17 2009, 05:29 PM

not entirely true about this calculation, although it is similar, it is not the same. I said an average of 40% per year. i already said that there are some conditions which I cannot disclose on the internet or in an advertisement (due to an agreement with my colleagues), and I can't tell you everything here because, well, it is too complicated to write / type everything down, it will only confuse you.

Again, if you are really interested and is financially ready, please do PM or sms or call me (012-6065012 ken) to make arrangement for a meeting face to face (in a public place of course), it is much easier that way. And again I would like to say, you don't have to pay anything, sign anything, give me anything before you are clear about every detail, and I won't force you to, because in my line of work, I am supposed to make myself crystal clear about everything about this once we meet face to face.

Just for an example, taking this opportunity is like buying an insurance policy 20 years ago, everybody's afraid they are getting scammed, and there are a lot of doubt, but once you meet me, you won't be afraid about this and don't have to doubt about it. And after we've met, the choice is still yours to make whether it suits you or not, if yes, you sign your name, if not, no hard feelings.

Thank you very much for your interest in this matter, I won't be replying anything in here anymore just to make sure not to make things complicated.

Okay...May I know the minimum amount I have to save? Thanks.

RM1200 per year, that means RM100 per month

Alliance bank offers it as well. It's like a snow ball effect.

actually this program already running for about 3 years, but not a lot of ppl heard about it because we don't have a lot of agents promoting it, this IS the snow ball

and frankly, does any other banks offer this kind of guaranteed returns? the answer is NONE

Lolx, in mine mind i think tat this is 100% insurance..
Why so hard u jz tell us which company are u from?

this is not insurance

i can't say anything about the company because me and my colleagues agreed not to disclose any info on the internet or any kind of advertisement, to protect (the sales and profits of) all the agents working for the company. That's why we don't advertise on TV or newspaper.

This post has been edited by stormlcc: Jun 24 2009, 05:30 PM

i think i noe abt this plan....
if not mistaken shud be have to throw certain amount into UT then oni can keep into this savings....
correct me if i am wrong
i have frens working in this bank tooo